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In FTL, Bank of America has 'Virtual Tellers' that are open until 10 pm, 7 days a week. They will dispense 100's, or any dollar amount you want, even odd amounts. The only drawback is, only a few locations have them, but if there is one near, they are incredibly convenient.

"Virtual Teller" technology ("kiosks" in industry parlance) is a relatively new thing in the US and is similar to, but not the same as, an ATM. With branch traffic waaaaaay down (and teller-line traffic declining at a faster rate than banker-desk traffic) the kiosks are a good way to deliver teller services when they are needed without having tellers standing around doing nothing most of the day waiting for a customer to walk up or having customers wait around while the lone teller or busy banker can help them. I'm not familiar with BofA's deployment, but the kiosks I'm familiar with have a video link to employees sitting in a central site who can service multiple locations. It does not surprise me that BofA is piloting the "virtual tellers" in Florida, as one of their predecessor institutions (the venerable Barnett Bank) had "Mall Merchant" locations back in the 1990's. They were automated kiosks that allowed the merchant to make deposits and place change/currency orders for next-day pickup. Let me tell you, this saved my then-employer a boatload in armored courier fees at stores located in a center that had a Mall Merchant. Just before NationsBank swallowed them up, Barnett was planning to take the "mall Merchant" to the next level by dispensing coin and currency orders on demand, a la a branch. Sadly, the evil NationsBank put the kibash on the program.

I'm eager for the "Virtual Teller" to be piloted in Southern California.

You should've used the Bank of America app to find a stand alone ATM.

I am looking at the Bank of America app and it lists Bank of America ATMs, not third-party ATMs. Every BofA ATM I've used dispenses twenty dollar bills. In fact, I've used ATMs owned by BofA, Citi, Chase, USBank, and HSBC and they have all dispensed twenty dollar bills. Some 7-Eleven ATMs dispense a mix of twenty- and one hundred dollar bills when the transaction is $300 or greater. I've noticed that the 7-Eleven ATMs that offer prepaid cards, check-cashing, and other services tend to issue $100's while the smaller machines issue $20's. Note that in many markets 7-Eleven ATMs are free of charge to Citibank customers. However, 7-Eleven ATMs have a maximum limit of $400, regardless the limit you and/or your financial institution has set on your account.

Regarding the exchange of smaller bills for larger bills, most banks I know of will not execute that type of transaction for a non-customer. (more on why in a minute) The "IRS reporting" cited in an earlier thread is actually Currency Transaction Reporting (CTR) and is not an IRS report. It is a report sent to the Financial Crimes Enforcement Network (FinCEN), which is administered by the Department of the Treasury. In short, it is a report of cash transactions in excess of $10,000. Virtually all financial institutions handle them electronically and aggregate transactions made through various channels (tellers at multiple branches, ATMs, cash vault, etc). The type of transaction alluded to in the thread is called "structuring" and refers to breaking a large transaction into small chunks to avoid CTR filing. Aggregation is one of the ways financial institutions detect structuring. Exchanging $500 in twenty dollar bills for five one hundred dollar bills will probably not raise any red flags unless you execute multiple transactions that approach $10,000. Most financial institutions do not allow non-customers to exchange currency because they do not wish to collect the information required to complete a CTR and would likely not be able to aggregate transactions for CTR purposes if that non-customer was structuring transactions. Safe finances are as important as safe sex, so here are a few links to information about CTRs and FinCEN:

http://en.wikipedia.org/wiki/Currency_transaction_report

http://en.wikipedia.org/wiki/Financial_Crimes_Enforcement_Network

One last thing about CTRs and FinCEN: They were created back in the 1980's and 1990's at the height of the drug wars to combat the laundering of drug money. The laws have evolved over the years in the wake of the rise of terrorism financing.

All that being said, I am fine with paying for a session using a credit card via Square.

I just paid $3.19 for regular unleaded at Valero and Chevron is $3.29 in mid-city San Diego. Down the hill in Mission Valley, it costs $3.69.

I've followed these suggestions the last 7-10 years. Get back to what's natural and moderate the amount I eat. Butter is soo much better than margarine, etc.

 

if you start checking the ingredients, you'll see that the substitute for fat in low-fat items is usually a man-altered sugar, like high-fructose corn syrup. Lowering fats in food ruins their flavor, so why not stick some sugar in there? It's still low-fat! NOT!

You point out an important concept that often gets lost in the zeal to avoid low-fat foods. Processed foods that claim to be low-fat are typically candidates for avoidance. However, there is nothing wrong with eating lean meat instead of a more fatty variety.

...I stopped the olive oil in pasta cooking water - Olive Oil is 120 calories per table spoon. That's a sneaky way to make a 400 calorie dish of pasta into 600-700 calories. I save the Olive Oil for the pasta sauce!

I did that years ago, too. I've now gone one better: brown rice based pasta (more fiber, fewer "empty carbs") and spaghetti squash.

Is it me, or does this guy look a lot like Trey Walker? Would make me want to jump on a plane if he is, always been on my top 5 list.

I don't think he is Trey Walker. There is a resemblance, but they look like different guys to me. However, if you like hairy, muscular men I'd advise hopping on a plane for LA and schedule some time with Colin.

I've had 2 sessions with him. He is a very nice guy, very handsome, great body. Gives a great massage and is very interactive. I recommend him

I met up with Colin in early October. Then he only had an ad at Masseur Finder. I opted for his services beyond massage. He was prompt, nice looking, has a killer body, hairy, and long and slender. Colin is a great top and a good man. I plan to see him again within the month.

I saw Colin today. Wow! Best time I've had in a long time. Review will be forthcoming.

I've had 2 sessions with him. He is a very nice guy, very handsome, great body. Gives a great massage and is very interactive. I recommend him

Hey, thanks. I've been deciding whether to set up some time with him. I think I will, based on your recommendation.

I like Tiffany.

Check your PM.

Apparently, she was tired of hiking the Appalachian Trail.

...He also had this really weird voice - I simply can't describe it...his voice during the massage was truly disconcerting and bothersome so i told him I would prefer to just hear the music...

...yeah, there was something very odd - weird?? - about his voice. So much so that after we finished the conversation, I sort of put him from my mind...

I wonder if the weird voice is due to the purse that is stuck in his throat and won't fall out when he talks?

Really? I only saw stellar reviews here and in massagem4m....

I'll preface this by saying 1) I have no first-hand experience with Dick/Habib/Tom/Thanos; 2) over the years he has piqued my curiosity but my Spidey sense has told me to look elsewhere; and 3) I typically don't subscribe to the view that massagem4m reviews can't be trusted. However, something does not sit right with his reviews.

"Dick" originally advertised as "Rugged Thanos." His ads played up his being a rugby player, being of Greek/Arab descent, and his masculinity (at one point his ad copy referenced that a purse would not fall out of his mouth when he talked). Wouldn't you know it, many of his reviews talk about his Greek/Arab dick, his masculinity, and one from 2010 mentioned how a purse would fall out of the mouth of another masseur. However, none of his reviews discuss his massage techniques or the massage itself. Well, that's not entirely true. The negative reviews do mention his technique, which seems to be more of a rub than a massage.

In addition, his reviews dating back to 2007 refer to him as "Dick" when at that point he was advertising as "Thanos." As recently as May, 2014, he was known as "Tom." How could reviews written when he was "Thanos" or "Tom" now reference "Dick?" Were they changed? If so, what else was changed?

I wish I could provide some first-hand information, but I can't. Maybe we can take up a collection and you can be our guinea pig.

Um, duh. That's the label from non-natural, pre-sweetened peanut butter. Why don't you have some Nutella while you're at it?

Looking at the label of my organic creamy peanut butter I see 200 calories, 16 grams of fat (4 of which are saturated), 85 mg of sodium, 6 grams of carbs, 2 grams of sugars, and 2 grams of dietary fiber. As you can see, not much difference. Processed food is processed food, whether you buy it at Whole Foods Market or Safeway.

You can always throw a cup of almonds (or peanuts) into a food processor and make your own almond butter. It is delicious. In fact, after the latest recall of jarred almond butter, I think I will whip up a batch tomorrow morning.

...I had no idea there were so many masseurs in Chicago!

In a city of 2.7 million people (9.5 million in the metro area) there are bound to be two or three.

OK here is my problem. I find this guy so incredibly good looking I am intimidated to hire him. lately i have been hiring from ads that say they do not discriminate on age or body type. Just can't seem to get motivated to get back in shape. I have hired good looking masseurs before but this guy… woof.

I guess my question is has anyone here hired him and do you think he would be be nice to a less than perfect client.

here is the link

http://www.masseurfinder.com/members/maxftl.shtml

 

Ajac

I haven't hired him, but I have a suggestion for you. Respond to his ad and explain what you explained to us and ask if he would be willing to give you his royal treatment.

90 year old Holocaust survivor Hedy Epstein was among those arrested during a peaceful protest in front of a state office building in St Louis today. The protesters were calling for the de-militarization of Ferguson, MO. Here's the Huffington Post story:

http://tinyurl.com/pvdaezr

How many of those killed were teenagers shot six times by the cop they were actively surrendering to?

 

Protect and serve should not include shoot to kill with teenagers in the act of surrender.

Excellent point.

Another point to ponder: The Chicago police haven't gone paramilitary nor have they turned the West and South sides into a militarized zone.

The big cities passed it up because they don't use military type equipment or because the equipment they passed up wasn't up to their standards?

I re-read the article to make sure I provided an accurate answer and realized that I misread it. The article stated that small- and mid-sized cities typically deployed the equipment they had received, whereas the large cities did not deploy the equipment they received. It cited the response to Occupy protests. New York, Boston, and Los Angeles did not have a militarized response to the protests. On the other hand, Tampa used tanks to break up the protests.

My apologies for relying on a fuzzy memory of an article read before the coffee took effect.

OMG, he is a professional victim! (Please note sarcasm)

 

16 people shot, 3 killed last night in Chicago. I assume the protestors are equally outraged?

 

http://www.chicagotribune.com/news/local/breaking/chi-man-wounded-in-driveby-shooting-in-east-side-neighborhood-20140816-story.html

The protesters in Ferguson, MO might not be outraged, but residents of the affected Chicago neighborhoods, as well as residents of neighborhoods in which shootings do not occur, are outraged. So far, they haven't looted or burned vehicles, but the community and the local police are very angry about the violence. The difference, of course, is that the victims were not walking down the street with their hands above their heads and the shooters were not police officers.

...Blatant incompetence, and there's nothing else about the story that gives me any more faith in local authorities.

Combine blatant incompetence with military weaponry and equipment and you get the events that have occurred in Ferguson, MO. An LA Times article stated that surplus military equipment like that which was used in Ferguson was passed up by the major metropolitan police forces (e.g. New York, Chicago, Los Angeles) and typically went to small and medium sized forces.

If memory serves correctly, Chad has advertised in LA for a long time and updates his pics frequently. His ads started out when he was in his 20's with an athletic, thin body and very young-looking face. Over time, the pics show him maturing.

A guy I hired recently mentioned that he prefers, if being hired by a bottom, that the client lube himself before the session. I thought that was taking the concept of being prepared to the extreme. Any comments?

I have never encountered an escort who wanted me to lube myself before the session. On one occasion I did so because the scene was for the escort to walk in, strip, get hard, and fuck me. Didn't leave much time for him to lube me up. However, the scene was my idea, not his.

... Fortunately, the Rentmen site has flexible privacy settings, including the ability to selectively block users.

I wish Rentmen could attract the same quantity of ads as Rentboy. I like Rentmen much better, aside from the fact that they have fewer ads.

A handful of guys have contacted me after I read their ads. One guy is someone I have hired in the past and had set up a playdate with while he was in town. My Rentmen handle is different than others so he didn't recognize me. He and I laughed about it. One guy was appealing, but he wouldn't leave me alone. After I messaged him saying "I will let you know when I am ready to play" several times I told him I was no longer interested and blocked him. Others I was not interested in and I politely told them so and others I might hire in the future and told them so, too. All of them sent an additional "thank you for getting back to me" email and that was that.

There are 16 escort ads in Doha and all of them, including Andy's, indicate the escort would make weekend travel plans. Given the inhospitable legal climate for gay men, I can see why all of the escorts are based somewhere else. I'm going to guess that anyone living in Qatar would travel outside the country to meet an escort rather than risk prison time and lashings. Googling his email address yields links to various Rentboy ads, two of which are still active, and a few of which aren't. My gut says he is not illegitimate, but no idea whether he is worth the high price.

His being a foreigner, maybe he is just a poor speller.

-

The ad copy is spelled correctly, it is just his name that has inconsistencies. Just strikes me as odd.