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PhileasFogg

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  1. Like
    PhileasFogg got a reaction from MikeBiDude in Are we ready for a 'cashless' society ?   
    I’ve not used cash for decades.  In the pandemic, I stock piled about $4,000 cash in my safe and didn’t visit an ATM for nearly 4 years.
    there is one more recent evolution of cashless society I like.   Now when I park my car at en event, they read my license plate and charge based on my exit time.   No more cramming quarters and dollar bills in that little slot on the kiosk. 
  2. Thanks
    PhileasFogg got a reaction from thomas in Anybody else fall for the men they hire?   
    I know I'm late to this discussion, but I think an interjection of context might matter.   
    "Falling for" is a broad term.   
    Context might be appropriate based on Sternberg's Triangular Theory:

     
    I suspect that "falling for" in this context starts with infatuation and might evolve to "liking" but rarely evolves to "commitment?"
     
  3. Like
    PhileasFogg got a reaction from + Just Sayin in A question for the ages: silicone or water based lub?   
    It’s funny.  It was suggested to me and I went to Whole Foods 🥴 and bought it in liquid.   Very messy.  So I got the “solid” and it’s awesome.  So, I’m now using the liquid on my skin after the shower for hydration.   Dogs suddenly won’t leave me alone 🫠
  4. Like
    PhileasFogg got a reaction from Quincy_7 in What are billionaires up to buying farmland?   
    Would I?   Yes, in fact, that’s what I’m doing.  I’m seeking a 50/50 mix between financial assets and tangible assets (specifically income producing property with inflation resistant cash flow attributes)
    one makes money in real estate one of two ways - from either the cash flow, the appreciation, or a combination of both.  I think farmland and low income housing have attributes attractive on both fronts.  As a result, they offer attractive hedges against the inflation that plagues financial assets   
    as I see it, tillable land area is shrinking due to population growth and development, and the demand for food through population growth is increasing.  I don’t see this changing.  
  5. Agree
    PhileasFogg got a reaction from fancyboot in Anybody else fall for the men they hire?   
    I know I'm late to this discussion, but I think an interjection of context might matter.   
    "Falling for" is a broad term.   
    Context might be appropriate based on Sternberg's Triangular Theory:

     
    I suspect that "falling for" in this context starts with infatuation and might evolve to "liking" but rarely evolves to "commitment?"
     
  6. Like
    PhileasFogg reacted to + Vegas_Millennial in Are we ready for a 'cashless' society ?   
    It was thought we would be a cashless society with the invention of checks.
    Retailers not accepting checks is a sign that within a half century retailers will not be accepting digital payment applications.
    Cash is king. 
    The poor use cash. 
    The poor are susceptible to bank fees to cash their paychecks or to use their government assistant payments.  More and more businesses are reverting away from credit cards, charging customers a fee for payments other than cash.
    In New York State, a recent law makes it illegal for any business to not accept cash.
  7. Agree
    PhileasFogg got a reaction from Moke in Way to exclude listings for providers not present in city?   
    It would be a nice feature. 
  8. Thanks
    PhileasFogg got a reaction from pubic_assistance in Anybody else fall for the men they hire?   
    I know I'm late to this discussion, but I think an interjection of context might matter.   
    "Falling for" is a broad term.   
    Context might be appropriate based on Sternberg's Triangular Theory:

     
    I suspect that "falling for" in this context starts with infatuation and might evolve to "liking" but rarely evolves to "commitment?"
     
  9. Like
    PhileasFogg reacted to + Vegas_Millennial in My credit score dropped 20 points this week because...   
    Income is not a factor in credit history or credit scores.  A high credit score is not an indicator of good financial habits.  It is only an indication of managing debt well.  Someone with good financial habits who saved and invested consistently, and managed to save to pay cash for all expenses including transportation and even a house (it's not unheard of to save to buy a 2 bedroom house in rural or suburban areas with cash in your mid-20s), will be financially better off than 99% of other people yet possibly have a low or even no credit score.
     
  10. Like
    PhileasFogg reacted to + BenjaminNicholas in My credit score dropped 20 points this week because...   
    But this has nothing to do with the point of why I replied.
    The strawman strikes again!
     
  11. Like
    PhileasFogg got a reaction from Whippoorwill in Anybody else fall for the men they hire?   
    I know I'm late to this discussion, but I think an interjection of context might matter.   
    "Falling for" is a broad term.   
    Context might be appropriate based on Sternberg's Triangular Theory:

     
    I suspect that "falling for" in this context starts with infatuation and might evolve to "liking" but rarely evolves to "commitment?"
     
  12. Like
    PhileasFogg got a reaction from + sf westcoaster in Anybody else fall for the men they hire?   
    I know I'm late to this discussion, but I think an interjection of context might matter.   
    "Falling for" is a broad term.   
    Context might be appropriate based on Sternberg's Triangular Theory:

     
    I suspect that "falling for" in this context starts with infatuation and might evolve to "liking" but rarely evolves to "commitment?"
     
  13. Like
    PhileasFogg reacted to Thomas_Belgium in A question for the ages: silicone or water based lub?   
    Yes, as in "petroleum jelly". My posts are my opinion. Please do not feel obligated to follow my opinion. If you're allergic to petroleum based products, I wouldn't use them. For bottoms that aren't allergic to petroleum based products, I would recommend just a little bit, just enough for the top to slide in. As long as you don't use gallons Vaseline, in my opinion it won't be a problem.
  14. Like
    PhileasFogg got a reaction from NYXboy in Way to exclude listings for providers not present in city?   
    It would be a nice feature. 
  15. Agree
    PhileasFogg got a reaction from MikeBiDude in Way to exclude listings for providers not present in city?   
    It would be a nice feature. 
  16. Like
    PhileasFogg got a reaction from + BenjaminNicholas in My credit score dropped 20 points this week because...   
    It’s crazy!  I retired several months ago.   This month, after 6 months with no “income,” my score hit 850 on all three reporting company’s.   But, because I now have no “income,”  I bet I couldn’t even get a car loan despite having plenty of assets.  
  17. Hide Eyes
    PhileasFogg got a reaction from marylander1940 in A question for the ages: silicone or water based lub?   
    As in “petroleum jelly?”   I”m allergic to petroleum based products and I’m can’t imagine that’s good for a bottom to receive?
  18. Applause
    PhileasFogg got a reaction from + Vegas_Millennial in My credit score dropped 20 points this week because...   
    It’s crazy!  I retired several months ago.   This month, after 6 months with no “income,” my score hit 850 on all three reporting company’s.   But, because I now have no “income,”  I bet I couldn’t even get a car loan despite having plenty of assets.  
  19. Haha
    PhileasFogg got a reaction from + Pensant in A question for the ages: silicone or water based lub?   
    It’s funny.  It was suggested to me and I went to Whole Foods 🥴 and bought it in liquid.   Very messy.  So I got the “solid” and it’s awesome.  So, I’m now using the liquid on my skin after the shower for hydration.   Dogs suddenly won’t leave me alone 🫠
  20. Like
    PhileasFogg got a reaction from + Pensant in A question for the ages: silicone or water based lub?   
    I’ve been introduced to coconut oil by a bottom and I’m shocked how much I prefer it.
  21. Like
    PhileasFogg reacted to Colton in Paze vs Zelle. Help me understand the difference….   
    Both Paze and Zelle are operated by the same company (Early Warning Systems LLC) which is a joint venture owned by some of the biggest banks.  
     
    Zelle is for peer-to-peer payments.  It is connected to your bank account and money is withdrawn / deposited immediately.  

    Paze is for online shopping.  It will allow you to check out on a retail website.  Instead of entering your card number on the retailer’s website, you can click a button that will take you to Paze and Paze will process the transaction without sharing your card number with the merchant.  This means if the retailer is hacked, your card number won’t be in their system.  This is similar to how current websites let you pay with Apple Pay or PayPal.  
     
  22. Haha
    PhileasFogg got a reaction from NJF in A question for the ages: silicone or water based lub?   
    It’s funny.  It was suggested to me and I went to Whole Foods 🥴 and bought it in liquid.   Very messy.  So I got the “solid” and it’s awesome.  So, I’m now using the liquid on my skin after the shower for hydration.   Dogs suddenly won’t leave me alone 🫠
  23. Haha
    PhileasFogg got a reaction from thomas in A question for the ages: silicone or water based lub?   
    It’s funny.  It was suggested to me and I went to Whole Foods 🥴 and bought it in liquid.   Very messy.  So I got the “solid” and it’s awesome.  So, I’m now using the liquid on my skin after the shower for hydration.   Dogs suddenly won’t leave me alone 🫠
  24. Thanks
    PhileasFogg got a reaction from thomas in A question for the ages: silicone or water based lub?   
    I’ve been introduced to coconut oil by a bottom and I’m shocked how much I prefer it.
  25. Haha
    PhileasFogg got a reaction from + JamesB in A question for the ages: silicone or water based lub?   
    It’s funny.  It was suggested to me and I went to Whole Foods 🥴 and bought it in liquid.   Very messy.  So I got the “solid” and it’s awesome.  So, I’m now using the liquid on my skin after the shower for hydration.   Dogs suddenly won’t leave me alone 🫠
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